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Merchant Navy Officers Pension Fund


These myMNOPFpension pages contain information for the following people:

  • Members who have defined benefit (DB) pensions with the MNOPF, but who are no longer contributing to the scheme. They will have benefits in the Old and/or New Sections of the MNOPF.
  • Members who were actively contributing to the MNOPF on 31 March 2016, and contributed to the Ensign Retirement Plan (for the MNOPF) until 31 March 2018, and who actively contributed to the Ensign Retirement Plan until it transferred to Smart Pension in June 2023. There are differences in the way your preserved MNOPF benefits are calculated, and these are shown in red boxes throughout the myMNOPFpension pages.

The MNOPF benefits described on this website are for your guidance only.  The actual amounts of benefit you will receive are determined from the MNOPF Trust Deed and Rules. The amounts can vary according to your individual circumstances and, in some cases, are dependent on the dates you were a member of the Fund. Therefore, this site should be used as a source of general information only, with your individual entitlement being calculated and paid in accordance with the Trust Deed and Rules