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Merchant Navy Officers Pension Fund


Defined Benefits – New Section MNOPF

The day-to-day running of the administration of the New Section benefits is carried out by Aptia UK Limited (“Aptia”) to whom Mercer (formerly JLT Employee Benefits who were acquired by Marsh & McLennan Companies on 1 April 2019). transferred its UK pension administration business on 1 January 2024. Aptia’s pension scheme administration duties include calculating benefits, paying pensions and other benefits, keeping the MNOPF’s member and financial records and supplying information.

Defined Benefits – Old Section MNOPF

The benefits from the Old Section of the MNOPF are provided by Rothesay Life or Legal & General following the buy-out of this part of the MNOPF.

How will I know who to contact?

All MNOPF defined benefit sections are brought together under myMNOPFpension. Whenever you contact myMNOPFpension , your question will be directed to the right team to answer your query.

Defined Contribution – Ensign Retirement Plan (for the MNOPF)

The Ensign Retirement Plan (for the MNOPF) was closed on 31 March 2018 and all member benefits transferred to the Ensign Retirement Plan. Following a re-fresh of the brand, the Ensign Retirement Plan was known as Ensign. All members and their benefits in Ensign were transferred to Smart Pension(www.smartpension.co.uk/) on 7 June 2023 and Ensign was subsequently wound up on 26 September 2023.